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Pepper Money, Limited Edition

Pepper Money, Limited Edition 2 Year Fixed Rates with adverse starting at 3.08%!

 

NEW 2 Year Fixed Rates (Limited Edition) for clients that haven’t had a CCJ or Default in the last 18, 12 or 6 months.

Below are just a few examples to wet your appetite:

  • Rates from 3.08%
  • CCJs and Defaults acceptable, unsatisfied
  • DMP acceptable
  • Missed secured payments within the last 24 months

For further information on any of the above examples or to find out more solutions for your clients’ needs, please call Brilliant Solutions on 01792 277 555 or email enquiries@brilliantsolutions.co.uk.

INTERMEDIARIES ONLY

 

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Precise Mortgages, 2 yr fixed

Precise Mortgages launch 2 year fixed product

This new 2 year fixed product that has been launched into Specialist BTL (Limited Company, HMO and Limited Company HMO), is a limited edition product.

It has the following highlights:

  • These products will have a minimum loan size of £55,000.
  • Rate of 2.89%
  • Fee of 1.50%

Please note that this product is not available for Individual Personal Ownership

 

For further information and full details please call Brilliant Solutions on 01792 277 555 or email enquiries@brilliantsolutions.co.uk.

 

FOR INTERMEDIARY USE ONLY.

 

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Secure Trust, 90% LTV Excl

Secure Trust launches a 90% LTV Exclusive product

We are happy to announce that Secure Trust has now launched a 90% Exclusive, which can be accessed via our specialist fees free packager. Please see below some of the Brilliant reasons to use their new product range:

•   Rates starting at 4.04%
•   2, 3 & 5 Year fixed at 90% with no product fee at all
•   Defaults ignored over 2 years old regardless of satisfaction
•   Satisfied CCJ’s ignored over 3 years

For further information please call Brilliant Solutions on 01792 277 555 or email us at enquiries@brilliantsolutions.co.uk.

Alternatively Click here for the product guide.

INTERMEDIARIES ONLY

 

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Vida, Helping Hand product

Vida launch Helping Hand product

Vida’s Helping Hand proposition allows parents to go onto the mortgage and include their net disposable income in the affordability calculation, but not put them on the title deeds as owners of the property – so helping towards affordability but avoiding the 3% Stamp Duty levied on buying a second home.

  • 90% LTV
  • Gifted deposits (including Builder/Vendor Gifted) accepted
  • Include up to 4 incomes – including Self Employed income
  • No additional SDLT as parents are only on the mortgage deed, not the title
  • Previous credit issues allowed
  • Re-mortgage available (great for divorcee’s looking to remain in their property)

Properties up to £500,000 now qualify for a free valuation and a significantly reduced £49 assessment fee.

For further information please call Brilliant Solutions on 01792 277 555 or email us at enquiries@brilliantsolutions.co.uk.

INTERMEDIARIES ONLY

 

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The Mortgage Lender, Broker briefing video

The Mortgage Lender, Broker briefing video

Laura Sneddon, National Account Manager talks about the highlights they have to offer via Brilliant Solutions.

This video for Mortgage Brokers uncovers important information about how The Mortgage Lender is up to and how they can help you with through Brilliant Solutions.

INTERMEDIARIES ONLY

INTERMEDIARIES ONLY

Highlights include:

  • Lending in Scotland
  • Adverse cases
  • Residential offerings
  • New BTL product launches
  • Complex occupations and complex income cases

… to name a few…

 

For further information please call Brilliant Solutions on 01792 277 555 or email enquiries@brilliantsolutions.co.uk.

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Aldermore, Broker briefing video

Aldermore, Broker briefing video

Andrew Joyce, Relationship Manager for Aldermore talks about the highlights they have to offer via Brilliant Solution in less than 3 minutes!

This video for Mortgage Brokers uncovers important information about how Aldermore can help with Residential and BTL products through Brilliant Solutions.

INTERMEDIARIES ONLY

INTERMEDIARIES ONLY

Highlights include:

  • Increased flexibility on adverse cases
  • Offers on New Builds (houses and flats) and Self Employed
  • New BTL propositions

For further information please call Brilliant Solutions on 01792 277 555 or email enquiries@brilliantsolutions.co.uk.

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Foundation, Broker briefing video

Foundation, Broker briefing video

Sarah Hopkins, Regional Account Manager for Foundation discusses what they have to offer, in a nutshell.

This short video for Mortgage Brokers uncovers important information about how Foundation can help lend for complex cases through Brilliant Solutions…

INTERMEDIARIES ONLY

INTERMEDIARIES ONLY

Highlights include:

  • New launches
  • Specialist areas
  • Criteria for Specialist Exclusive Lending Deals

For further information please call Brilliant Solutions on 01792 277 555 or email enquiries@brilliantsolutions.co.uk.

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Tipton launches Retirement Interest Only (RIO) range

Tipton launches Retirement Interest Only (RIO) range

The Retirement Interest Only mortgages (RIO) have no end date or upper age limit, and are available throughout England and Wales.

The products offer older borrowers an interest-only monthly payment until the borrower dies or moves into permanent long-term care, at which point the mortgage is repaid.

Products are available whole of market, a summary of the key criteria is listed below:

  • Maximum 60% LTV (with maximum 25% capital raising element – any purpose)
  • Minimum age on application 55 years, no maximum age
  • No maximum term, mortgage repayable on life event (refer to product guide for details)
  • Applicants must be able to demonstrate that the mortgage remains affordable in either applicants soles name
  • All applicants are advised to take independent financial/taxation and benefit advice as a condition of this product

For further information please call Brilliant Solutions on 01792 277 555 or email us at enquiries@brilliantsolutions.co.uk.

Alternatively Click here for more information.

INTERMEDIARIES ONLY

 

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Newcastle – Five year BTL, and Self Employed ranges refreshed!

Newcastle – BTL (5 yr), & Self-Employed ranges, refreshed!

Newcastle Intermediaries will be refreshing its Five year Buy to Let, including Self Employed ranges, with effect from tomorrow, Wednesday 20th June 2018.

The revised product range includes the following highlights:

  • Refreshed range of products designed to support the newly self-employed who only have one year’s trading accounts.
  • Fee assisted product ranges with cashback and free valuation fees providing your clients with increased choice and flexibility.
  • 10% overpayment facilities across all products which supports your clients who require the flexibility to make lump sum overpayments. This is in addition to the £499 regular monthly overpayments already permitted.

Current ranges will be withdrawn from close of business today (19th June).  No further DIP’s will be permitted however any existing applications will be honoured until the close of business Thursday 21st June 2018.

Click here for full product details upon launch, or for further information or a chat please call Brilliant Solutions on 01792 277 555 or email enquiries@brilliantsolutions.co.uk.

INTERMEDIARIES ONLY

 

 

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Foundation Homeloans have reduced their BTL interest rates with effect from today

Foundation Homeloans have reduced their BTL interest rates with effect from today

Some rates have been reduced by up to 25bps!

In addition to this, their maximum loan size has increased to £750,000 at 75% LTV.

 Key highlights across the BTL range are:

  • Standard Plus 5 year rate down to 3.44% at 75% LTV (3.19% at 65% LTV)
  • Standard 5 year rate down 0.15% to 3.54% at 75% LTV
  • Standard 2 year rate down 0.15% to 2.94% at 75% LTV
  • Standard 80% rates down 0.25% (2 year) and 0.2% (5 year)
  • HMOs down 0.15% at 75% LTV –  with more on flat fee variants.